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Serving Huntington, IN | 260-356-4400

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Mettler Agency Inc understands businesses in the community. You can find our offices in Huntington, and our clients all around Indiana. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business.

 

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260-356-4400

Our commitment to serve you

Mettler Agency knows that in Indiana, there are as many unique insurance needs as we have neighbors who live here! Contact one of our helpful team members about your specific insurance needs.

Business Owners Policy (BOP)

A business insurance policy that combines property, liability and business interruption coverages for small to medium-sized businesses. This packaged set of coverages is generally less expensive than if each coverage was purchased separately. A Business Owners policy is typically available to businesses and industries that are viewed as having relatively low liability exposures.

 

To get a full list of coverages or learn more about this product, contact us today.

Commercial auto insurance options

Business auto insurance provides for bodily injury liability and property damage, as well as for injuries/damage the policyholder causes to someone else when operating a company automobile. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder’s car are also covered.

 

Hired / Non-Owned Auto Liability

This particular coverage provides a business with business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired) or a non-owned vehicle (employee using their own vehicle on company business). This can often be inexpensively added to the business auto policy or in some cases a general liability policy.

 

To find out more about the insurance products and services Mettler Agency has to offer, contact us today.

Commercial umbrella insurance options

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

 

Commercial Umbrella helps you protect your assets by providing liability limits above and beyond your other policies. In some cases, it even broadens your protection. Due to the unpredictable nature of jury awards, Mettler Agency recommends that your business insurance program have this coverage.

 

To find out more about this product and other products and services, contact us today.

Workers' compensation coverage options

Workers’ Compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

 

A commonly overlooked exposure for companies who employ mostly office workers is the potential injury to employees while driving their own vehicles on company business. This could be as simple as an employee driving to a sales call, the bank or office supply store. If you have employees, it is critical that you consider this important coverage.

 

Mettler Agency can help your business find complete solutions to your unique workers' compensation insurance needs. Solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

 

Some of our coverage solutions can include:

  • Innovative payment systems

  • Medical disability case managers

  • Utilization management nurses

  • Certified life care planning nurses

  • Vocational rehabilitation consultants

  • Physician consulting services

  • Legal staff

  • Contracts with medical network providers

  • Managed prescription drug program

To find out more about this product and other products and services, contact us today.

Contractor bonds

A bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. Mettler Agency can provide outstanding products supported by value-added services to commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

 

Construction Bonds

Bid, Performance & Payment Bonds and Supply bonds for contractors with program capacity needs from “First Bond” to $25 million.

 

Commercial Bonds

  • License and Permit Bonds: Contractor License, Highway and Street Permits, Agent/Adjuster/Broker Licenses, Fuel Dealer, Professional Licenses, Automobile Dealer, and Alcoholic Beverage Compliance Bonds

  • Probate Bonds: Administrator, Executor, Guardian, and Trustee Bonds

  • Receiver or Trustee Bond in Bankruptcy

  • Public Official: Notary Public, Sheriff, Deputy Sheriff, Constable, Jailer, County/City/School Treasurer Bonds, Court Clerk, Loan Closing Attorney, and FHA Schedule Bonds

  • Court Bonds: Plaintiff Replevin, Plaintiff Attachment, and Cost Bonds

  • Miscellaneous Bonds

Fidelity Bonds

ERISA (Pension Plans), Business Services Bonds (Janitorial)

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